implies credit rating and deposit merchandise or packages that aid a lending or depository marriage concerning the lender and buyers, tiny firms, or small farms.
When applying performance tests and strategic strategies pursuant to paragraph (a) of this section, and when deciding no matter if to approve a strategic approach pursuant to § 228.
The Board will just take these remarks into account in reference to the bank's subsequent scheduled CRA evaluation.
Things considered in assessing the influence and responsiveness of a bank's Group advancement loans, community development investments, and community progress products and services incorporate, but will not be limited to, if the Local community improvement loan, Neighborhood improvement financial commitment, or community progress assistance:
For a small lender evaluated under the Modest Lender Lending Test, the Board costs the lender's general performance under this part as supplied in appendix E to this element.
If your Board receives a public comment once the shut date of the lender's CRA assessment, it will be considered in connection with the lender's subsequent CRA evaluation.
Pursuant to § 228.28 and appendix D to this section, the Board incorporates a lender's Retail Lending Examination conclusions into its State or multistate MSA scores, as more info applicable, and its establishment score.
. The lender will have to include the penned notice in the general public file within just a few business enterprise times soon after receiving notification in the FFIEC of the availability of the disclosure assertion.
The dollar volume on the confined purpose bank's Neighborhood advancement loans and Local community development investments that reward or serve the Condition or multistate MSA and a review in the effect and responsiveness of People loans and investments, as furnished in § 228.fifteen.
Pursuant to § 228.28 and paragraph f of appendix D to this part, the Board incorporates the conclusions of a financial institution evaluated underneath an authorized prepare into its Point out or multistate MSA scores, as relevant, and its institution rating, accounting for paragraph g.2 of appendix D to this portion, as relevant.
(B) The housing is located inside a census tract wherein the median earnings of renters is very low- or moderate-earnings as well as median hire does not exceed thirty per cent of 80 p.c of the world median income;
검색, 뉴스, 쇼핑, 숏폼 등 다양한 서비스와 콘텐츠를 한 곳에서 만날 수 있는
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
The Board considers the weighted regular in the efficiency scores corresponding to the lender's Neighborhood Growth Funding Examination conclusions for its facility-based evaluation locations throughout the multistate MSA, calculated pursuant to area IV of appendix B to this component.